Fred A. Lutz, CRCM, CAMS Senior Compliance Specialist

Fred A. Lutz, CRCM, CAMS

Phone: 303.382.5229

Professional Background

Fred is a Senior Compliance Specialist in the Compliance department of Fortner, Bayens, Levkulich & Garrison, P.C. He joined the firm in 2011. Fred has more than 40 years of banking experience, including working at banks in Florida, Missouri and Iowa.

Areas of Experience and Expertise

Fred’s primary duties include conducting regulatory compliance reviews, providing compliance training and drafting reports. His areas of expertise include:

  • Deposit operations
  • Compliance management
  • Regulatory training
  • Lending compliance
  • Community Reinvestment Act (CRA)

Certifications & Affiliations

  • Certified Regulatory Compliance Manager - CRCM
  • ABA Compliance School and ABA Graduate Compliance School
  • Iowa Bankers Association Compliance Committee
  • Missouri Bankers Association Compliance Committee
  • Sioux Land Bankers Peer Group
  • AIB Instructor


  • American Institute of Banking
  • American Bankers Association Graduate Compliance School
  • Broward Community College - Banking