Welcome to our the FBLG Banking Library. Below are articles from our industry experts that highlight the expertise in each of our service areas.

Topic: Regulatory Compliance

Regulatory Changes - 2018 - In With the New

Significant regulatory changes in 2018: Regulation C - Home Mortgage Disclosure Act and the Fifth Pillar for Risk Based Customer Due Diligence in the Bank Secrecy Act

Are You and Your ATM at Risk for Fraud?

ATM upgrades to EMV technology is inevitable, but should be based on a bank's tolerance for risk versus the cost of upgrades. An ATM owner can be held liable for any counterfeit or lost/stolen fraud if the ATM is not EMV chip enabled. Upgrading sooner may reduce costs of fraud.

Redesigned Uniform Residential Loan Application (URLA) and expanded HMDA Information

The CFPD redesigned the URLA to reflect expanded data collection requirements about ethnicity and race under the HMDA and Regulation C.

"Total Payments" Disclosure - Is Your Loan Processing System Complaint?

It has been a little over a year since the integrated disclosure rules took effect and we have begun to see the regulatory agencies cite violations under the provisions of the Truth in Lending Act (TILA).

2017 HMDA Reporting Changes and Beyond

Final rule with amendments to Regulation C - Home Mortgage Disclosure Act.

Regulatory Concerns for 2017

Guidelines for issues or hot topics that may raise concerns for your bank's list of priorities in 2017.